More about Morecambe Bay Wills
Local, independent specialists
Local, independent specialists with personal experience of dealing with the challenges that come with planning for and dealing with estates.
Cost effective and efficient
We offer a cost effective, efficient and personal alternative to solicitors so are able to keep our prices low but we have the qualifications and expertise to assist you in all the services we offer.
Certified
We are members of the Society of Will Writers and Estate Planning Practitioners, and comply fully with their Code of Practice. This Code has been drafted in consultation with Age Concern, LACORS and the Citizens Advice Bureau.
Industry Standard Professionals
As members we meet minimum professional standards, are fully insured, undertake continuous professional development and have legal back up if the need arises.




Local, independent specialists
Local, independent specialists with personal experience of dealing with the challenges that come with planning for and dealing with estates.
Cost effective and efficient
We offer a cost effective, efficient and personal alternative to solicitors so are able to keep our prices low but we have the qualifications and expertise to assist you in all the services we offer.
Certified
We are members of the Society of Will Writers and Estate Planning Practitioners, and comply fully with their Code of Practice. This Code has been drafted in consultation with Age Concern, LACORS and the Citizens Advice Bureau.
Industry Standard Professionals
As members we meet minimum professional standards, are fully insured, undertake continuous professional development and have legal back up if the need arises.
Who are the team?
Nicola Combe
Nicola Combe is the Director of Morecambe Bay Wills and Estates Limited.
She is from Lancaster and formed the company specifically to provide affordable documents and give back to charity.
Prior to that, Nicola had extensive experience in operations management and digital projects.
Paula Johnson
Paula joined Morecambe Bay Wills in early 2020 as the company’s administrator.
She makes sure our records are up to date and that all the documents we produce are accurate and presented perfectly for our customers.
Paula is also from Lancaster and is Nicola’s sister.




Nicola Combe
Nicola Combe is the Director of Morecambe Bay Wills and Estates Limited. She is local to Lancaster and formed the company specifically to provide affordable documents and give back to charity. Prior to that, Nicola had extensive experience in operations management and digital projects.
Paula Johnson
Paula joined Morecambe Bay Wills in early 2020 as the company's administrator. She makes sure our records are up to date and that all the documents we produce are accurate and presented perfectly for our customers. Paula is also local to Lancaster and is Nicola's sister.
Who do we work with?
We collaborate with a number of local companies that, like us, are passionate about looking after their customers. If you need personal financial or mortgage advice, or are looking for support for your business, we can highly recommend them.

We work closely with The Consult Centre in Morecambe, who provide coaching, mentoring and personal development for small to medium business owners and their teams, as well as social media build, content writing, design and management, and also web design, room hire and PR.
You can contact them on 01524 418225 or visit their website.

Nicola volunteers at The Growing Club CIC, which is a grass roots social enterprise which offers funded, and subsidised, employment and enterprise skills training courses for women.
Designing and delivering female friendly programmes for women who are unwaged and looking for their what next, and those who want to start, or grow their business or organisation.
You can contact Jane Binnion, the Growing Club founder, on 07521 314926 or visit their website.